Monday, October 19, 2015

Four Guidelines for Qualifying for Social Security Disability

Confirming whether or not you qualify for Social Security Disability can be complicated, and it can involve a number of legal hurdles that will take some time. Fortunately, it is easy enough to understand whether you meet the requirements.

1. Work Status

The most obvious requirement to be met before the government will give you a paycheck is your work status. Generally speaking, if you are not performing paid work at all, then you may qualify. However, there is some leverage allowed if you are working to earn supplementary income. The most current standard says that a person working in 2014 cannot possibly receive benefits if he or she is making over $1,070 per month. If you meet this requirement, you should then consider:

2. Severity

In the context of Social Security Disability, "severity" has a specific meaning when related to your disability. Basically, in order for your condition to be considered severe, it must cause significant impediments to work-related activities. The government will decide whether or not your disability is "severe" based on how long it is expected to last and your ability (or lack thereof) to adjust to new working conditions.

3. Classification of Disability

The Social Security Administration maintains a list of disabilities that automatically qualify a person as disabled. If you have one of the listed conditions or if they determine that your disability is as problematic as the disabilities listed, then you will be officially documented as Disabled.

4. Ability to Work

If the SSA finds that your condition is not as severe as the specific disabilities in their database, they will then look to determine whether or not you are able to perform your previous occupation. An official checkup with a physician will be required at this point. Once your checkup is completed, the government will examine the nature of your previous occupation and weigh its requirements against your current physical condition. If they find that your disability makes it exceedingly difficult to perform your established profession, they will then attempt to determine whether or not you can perform work in another field. This process can be a bit complicated, but essentially what they do is look at your education, your experience, your demonstrated proficiency in other skills, your age, and any other factors that can make you more or less likely to secure work in another field. If they find that your experience and education makes you significantly qualified for other work, you will not be considered disabled.

These general guidelines should help you to determine whether you should begin applying for Social Security Disability benefits. It is always best, however, to procure the proper legal assistance as you begin the process. A good lawyer will help you to navigate the sometimes-confusing system and ideally get you the aid you need.

Looking for more information on social security disability? Metairie, LA residents can learn about the available options by visiting!obamacare-faqs/c24e6.
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