What To Do if Your Homeowners' Insurance Denies Your Claim

If your homeowners' insurance denies your claim, don’t give up. There are steps you can take to challenge the decision.

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Legal Terms : Verdict

The decision of a trial jury or a judge that determines the guilt or innocence of a criminal defendant, or that determines the final outcome of a civil case.

See more, here.

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Legal Terms : Venue

The geographic area in which a court has jurisdiction. A change of venue is a change or transfer of a case from one judicial district to another.

See more, here.

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Getting a Domestic Violence Restraining Order

If you are in danger from someone in your home, you can ask for a court order called a restraining order to keep them away from you.

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Legal Terms : Unsecured Claim

A claim or debt for which a creditor holds no special assurance of payment, such as a mortgage or lien; a debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay.

See more, here.

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Legal Terms : Unscheduled Debt

A debt that should have been listed by the debtor in the schedules filed with the court but was not. (Depending on the circumstances, an unscheduled debt may or may not be discharged.)

See more, here.

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Working While Receiving Social Security (The New 2024 Rules)

In this video, we're covering the new 2024 rules that apply if you want to work while collecting Social Security benefits.  Then I'll answer some of the big questions like:  

→ Does the Social Security Administration Look at Single or Joint Income?

→ What happens to benefits that are withheld if you go over the earnings limit? 

→ How is the earnings limit actually applied? 

→ When does the limit switch from an annual limit to a monthly limit? 

→ Should you tell the Social Security Administration if you are over the limit? 

→ Will the earnings limit affect spousal or children's benefits?  

→ What actually counts as Earnings?

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Legal Terms : Unsecured Claim

A claim or debt for which a creditor holds no special assurance of payment, such as a mortgage or lien; a debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay.

See more, here.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
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Fairfield, CA 94533
707.421.7800

Legal Terms : Unscheduled Debt

A debt that should have been listed by the debtor in the schedules filed with the court but was not.

See more, here.

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601 Buck Avenue
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The TWO words that MUST appear on your house deed!

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Legal Terms : Unliquidated Claim

A claim for which a specific value has not been determined.

See more, here.

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Legal Terms : Unlawful Detainer Action

A lawsuit brought by a landlord against a tenant to evict the tenant from rental property – usually for nonpayment of rent.

See more, here.

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9 Revocable Living Trust Mistakes

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Legal Terms : Undue Hardship

The most widely used test for evaluating undue hardship in the dischargeability of a student loan includes three conditions: (1) the debtor cannot maintain – based on current income and expenses – a minimal standard of living if forced to repay the loans; (2) there are indications that the state of affairs is likely to persist for a significant portion of the repayment period; and (3) the debtor made good faith efforts to repay the loans.

See more, here.

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Legal Terms : Undersecured Claim

A debt secured by property that is worth less than the amount of the debt.

See more, here.

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Protecting Your Minor Children's Inheritance: Steps To Securing Their Fu...

As parents, it's crucial to have a plan for your minor children's future, should something happen to you. 

Learn how to protect their inheritance, designate guardians and conservators in your will, and more!

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Happy Labor Day

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5 Things Not To Do Before Filing for Bankruptcy.

1.  Do not transfer assets for less than what they are worth.  

2.  Do not buy an expensive vehicle.  

3. Do not spend retirement funds.  

4. Do not make charges to your credit cards or incur debt within 70 days of filing bankruptcy.  

5.  Do not repay loans to relatives or insiders within 1 year of filing bankruptcy.

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Legal Terms : U.S. Trustee

An officer of the U.S. Department of Justice responsible for supervising the administration of bankruptcy cases, estates, and trustees; monitoring plans and disclosure statements; monitoring creditors' committees; monitoring fee applications; and performing other statutory duties.

See more, here.

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Legal Terms : U.S. Attorney

A lawyer appointed by the President in each judicial district to prosecute and defend cases for the federal government. The U.S. Attorney employs a staff of Assistant U.S. Attorneys who appear as the government's attorneys in individual cases.

See more, here.

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What Happens after You Win Your Social Security Disability Case?

What Happens after You Win Your Social Security Disability Case?  

Congratulations! We are sure this is a big relief. You have waited months, maybe years, for this decision.  After the hearing, typically it takes two to eight weeks for a decision to be published. Sometimes it takes even longer.  Please read the decision carefully. We want to make sure it is factually accurate. More letters will follow the decision explaining about the benefits to be paid. 

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Legal Terms : Trustee

The representative of the bankruptcy estate who exercises statutory powers, principally for the benefit of the unsecured creditors, under the general supervision of the court and the direct supervision of the U.S. trustee or bankruptcy administrator. The trustee is a private individual or corporation appointed in all chapter 7, chapter 12, and chapter 13 cases and some chapter 11 cases. The trustee's responsibilities include reviewing the debtor's petition and schedules and bringing actions against creditors or the debtor to recover property of the bankruptcy estate. In chapter 7, the trustee liquidates property of the estate, and makes distributions to creditors. Trustees in chapter 12 and 13 have similar duties to a chapter 7 trustee and the additional responsibilities of overseeing the debtor's plan, receiving payments from debtors, and disbursing plan payments to creditors.

See more, here.

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Legal Terms : Transcript

A written, word-for-word record of what was said, either in a proceeding such as a trial, or during some other formal conversation, such as a hearing or oral deposition

See more, here.

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2 Types Of Social Security Disability Back Pay And How To Get All Of Yours

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Legal Terms : Testimony

Evidence presented orally by witnesses during trials or before grand juries.

See more, here.

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Legal Terms : Temporary Restraining Order

Akin to a preliminary injunction, it is a judge's short-term order forbidding certain actions until a full hearing can be conducted. Often referred to as a TRO.

See more, here.

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How to increase your happiness

Dig into the benefits of practicing gratitude in your everyday life, and discover how being thankful can impact your happiness.

--

Many people would say the connection between happiness and gratefulness is very simple: when you are happy, you are grateful. But think again. Is it really the happy people that are grateful? Quite a number of people have everything that it would take to be happy, and they are not happy. So, how does gratefulness work? Explore the key components to living gratefully.

Directed by Avi Ofer.

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Legal Terms : Subordination

The act or process by which a person's rights or claims are ranked below those of others.

See more, here.

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Legal Terms : Statute of Limitations

The time within which a lawsuit must be filed or a criminal prosecution begun. The deadline can vary, depending on the type of civil case or the crime charged.

See more, here.

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707.421.7800

Is The “Protect My Assets” Prenuptial Agreement Useless?

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Legal Terms : Settlement

Parties to a lawsuit resolve their dispute without having a trial. Settlements often involve the payment of compensation by one party in at least partial satisfaction of the other party's claims, but usually do not include the admission of fault.

See more, here.

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601 Buck Avenue
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Legal Terms : Sentencing Guidelines

A set of rules and principles established by the United States Sentencing Commission that trial judges use to determine the sentence for a convicted defendant.

See more, here.

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How Social Security Disability is Calculated

In this video I’m going to tell you how a Social Security disability benefit is calculated. When we're finished here, you won’t have to just take the word of the Social Security Administration, you’ll know how to do the calculation for yourself so you can double-check their numbers and be certain that your estimate is correct. And this video isn’t just for those who are disabled either. I think that anyone’s plan for retirement should always include a piece for the unexpected “what ifs” of life.  So this video is really for anyone who is planning for retirement and wants to understand how a disability benefit is calculated so you can plan your future, whatever it may hold. 

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Legal Terms : Senior Judge

A federal judge who, after attaining the requisite age and length of judicial experience, takes senior status, thus creating a vacancy among a court's active judges. A senior judge retains the judicial office and may cut back his or her workload by as much as 75 percent, but many opt to keep a larger caseload.

See more, here.

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Legal Terms : Sanction

A penalty or other type of enforcement used to bring about compliance with the law or with rules and regulations.

See more, here.

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Do I Need an Attorney for a Misdemeanor? | LawInfo

Even if you're charged with a misdemeanor, which is a less serious crime, having a lawyer can make a big difference. A lawyer can help you understand your rights and the best steps.

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Happy 4th of July!

Happy 4th of July!

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Legal Terms : Reverse

The act of a court setting aside the decision of a lower court. A reversal is often accompanied by a remand to the lower court for further proceedings.

See more, here.

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Workers Compensation Insurance - How Much Does It Cost? 2022

What is workers compensation insurance?

Workers Compensation - how much does it Cost?

How are workers compensation rates and premiums calculated?

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Legal Terms : Record

A written account of the proceedings in a case, including all pleadings, evidence, and exhibits submitted in the course of the case.

See more, here.

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Legal Terms : Prosecute

To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government

See more, here.

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Eight Things NOT To Put In Your Will

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Happy Father's Day

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Legal Terms : Probation Officer

Officers of the probation office of a court. Probation officer duties include conducting presentence investigations, preparing presentence reports on convicted defendants, and supervising released defendants.

See more, here.

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How to Handle Being Retaliated Against After Filing For Workers' Comp

Do you believe your employer has discriminated or retaliated against you after filing a workers’ compensation claim? Make sure you save as much information regarding the circumstances of that action and inform your attorney immediately!

It is illegal for employers to discriminate or retaliate against you for filing workers’  comp. If they do so, you may be able to file for additional benefits or reinstatement if you were fired.

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Legal Terms : Probation

Sentencing option in the federal courts. With probation, instead of sending an individual to prison, the court releases the person to the community and orders him or her to complete a period of supervision monitored by a U.S. probation officer and to abide by certain conditions.

See more, here.

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Legal Terms : Pro se

Representing oneself. Serving as one's own lawyer.

See more, here.

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How to Get Felony Charge Reduced to Misdemeanor

Tennessee criminal defense attorney Patrick Stegall describes ways to negotiate a felony charge down to a misdemeanor.

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Legal Terms : Priority

The Bankruptcy Code's statutory ranking of unsecured claims that determines the order in which unsecured claims will be paid if there is not enough money to pay all unsecured claims in full.

See more, here.

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Happy Memorial Day

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Do You Know Your Miranda Rights? | Debunker | NBC News

You have the right to remain silent and the right to an attorney. What does that really mean?

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Legal Terms : Pretrial Services

A function of the federal courts that takes place at the very start of the criminal justice process – after a person has been arrested and charged with a federal crime and before he or she goes to trial. Pretrial services officers focus on investigating the backgrounds of these persons to help the court determine whether to release or detain them while they await trial. The decision is based on whether these individuals are likely to flee or pose a threat to the community. If the court orders release, a pretrial services officer supervises the person in the community until he or she returns to court.

See more, here.

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Legal Terms : Pretrial Conference

A meeting of the judge and lawyers to plan the trial, to discuss which matters should be presented to the jury, to review proposed evidence and witnesses, and to set a trial schedule. Typically, the judge and the parties also discuss the possibility of settlement of the case.

See more, here.

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Is The “Protect My Assets” Prenuptial Agreement Useless?

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VACAVILLE OFFICE
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707.421.7800

Happy Mother's Day

Happy Mother's Day from us to you.

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Legal Terms : Preferential Debt Payment

A debt payment made to a creditor in the 90-day period before a debtor files bankruptcy (or within one year if the creditor was an insider) that gives the creditor more than the creditor would receive in the debtor's chapter 7 case.

See more, here.

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Social Security Trust Funds Extended to 2035

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Legal Terms : Precedent

A court decision in an earlier case with facts and legal issues similar to a dispute currently before a court. Judges will generally "follow precedent" - meaning that they use the principles established in earlier cases to decide new cases that have similar facts and raise similar legal issues. A judge will disregard precedent if a party can show that the earlier case was wrongly decided, or that it differed in some significant way from the current case.

See more, here.

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Legal Terms : Prebankruptcy Planning

The arrangement (or rearrangement) of a debtor's property to allow the debtor to take maximum advantage of exemptions. (Prebankruptcy planning typically includes converting nonexempt assets into exempt assets.)

See more, here.

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Restorative Justice

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Legal Terms : Pleadings

Written statements filed with the court that describe a party's legal or factual assertions about the case.

See more, here.

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707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Plea

In a criminal case, the defendant's statement pleading "guilty" or "not guilty" in answer to the charges. See also nolo contendere.

See more, here.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Private Annuities, Charitable Trusts, Installment Sales And Other Tax De...

There are various estate planning mechanisms available to help you defer, minimize or even avoid certain taxes -- including capital gains, estate taxes or others. You may have heard of some of them -- such as 1031 exchanges, private annuity trusts, charitable donations, installment sales, and others.

Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Petty Offense

A federal misdemeanor punishable by six months or less in prison.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Petition Preparer

A business not authorized to practice law that prepares bankruptcy petitions.

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Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Think Fast, Talk Smart: Communication Techniques

Matt Abrahams is a lecturer of strategic communication at Stanford GSB and the host of the award-winning podcast "Think Fast, Talk Smart," a show with research-backed techniques becoming a more confident communicator. 

Communication is critical to success in business and in life. Concerned about an upcoming interview? Anxious about speaking up during a meeting? In this talk, and through the podcast, you will learn techniques that will help you speak with greater confidence and clarity.

Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Petition

The document that initiates the filing of a bankruptcy proceeding, setting forth basic information regarding the debtor, including name, address, chapter under which the case is filed, and estimated amount of assets and liabilities.

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Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Peremptory Challenge

A district court may grant each side in a civil or criminal trial the right to exclude a certain number of prospective jurors without cause or giving a reason.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Happy Easter

Happy Easter

Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

The Origin of Workers' Compensation Laws in the US

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Per Curiam

Latin, meaning "for the court." In appellate courts, often refers to an unsigned opinion.

See more, here.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Parole

The release of a prison inmate – granted by the U.S. Parole Commission – after the inmate has completed part of his or her sentence in a federal prison. When the parolee is released to the community, he or she is placed under the supervision of a U.S. probation officer.

The Sentencing Reform Act of 1984 abolished parole in favor of a determinate sentencing system in which the sentence is set by sentencing guidelines. Now, without the option of parole, the term of imprisonment the court imposes is the actual time the person spends in prison.

See more, here.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

How do I get workers’ comp for carpal tunnel syndrome?

This video reviews what steps you can take to pursue workers’ comp benefits if you either believe you have, or have been told by a doctor you have, carpal tunnel syndrome. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself.

Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Oral Argument

An opportunity for lawyers to summarize their position before the court and also to answer the judges' questions.

See more, here.

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VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800

Legal Terms : Nonexempt Assets

Property of a debtor that can be liquidated to satisfy claims of creditors.

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Schedule an appointment with us today at our Vacaville or Fairfield offices!

VACAVILLE OFFICE
601 Buck Avenue
Vacaville, CA 95688
707.452.9606

FAIRFIELD OFFICE
727 Texas Street
Fairfield, CA 94533
707.421.7800