A serious medical condition can affect a person's ability to work, earn income, and manage everyday responsibilities. Social Security Disability benefits are intended to provide financial assistance to people who meet the Social Security Administration's disability requirements.
Two major programs are often discussed: Social Security Disability Insurance, commonly called SSDI, and Supplemental Security Income, or SSI. Although both involve disability, they have different eligibility rules.
SSDI is generally based on a person's work history and the Social Security contributions made through employment. Applicants must meet the program's requirements, including having sufficient qualifying work credits and satisfying the disability standard.
SSI is a needs-based program for eligible people who have limited income and resources. It may cover some people with disabilities who do not qualify for SSDI, provided they meet the program's other requirements.
For adult disability claims, the Social Security Administration generally evaluates whether a medically determinable impairment prevents the person from engaging in substantial gainful activity and whether the condition meets the program's duration requirements. The evaluation also considers medical evidence, work history, and other factors established by the rules.
Medical records are particularly important. Treatment notes, diagnostic findings, test results, and statements describing functional limitations can help document how a condition affects the person's ability to work. Applicants should provide accurate information about their medical history and employment.
The process can involve several stages, including an initial application, a reconsideration in applicable cases, and potentially a hearing or further review. Deadlines for appeals matter, so applicants should read notices carefully and act within the stated time limits.
Hodson & Mullin assists clients with Social Security Disability matters as part of its legal practice in Solano County.
Understanding the distinction between SSDI and SSI, gathering relevant records, and paying attention to deadlines can help applicants navigate the process more effectively. Eligibility is determined by the applicable federal rules and the evidence in each individual case.
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