Tuesday, October 13, 2015

Common Causes For Workers Compensation Claims

Regardless of your occupation, there exists the risk that you will sustain an injury in the workplace or in the performance of work-related tasks offsite. Though some kinds of employment come with a much greater likelihood of injury or possess the potential for more severe accidents to occur, even positions that seem at first glance to be completely safe are typically rife with hidden or non-obvious dangers. Workers' compensation benefits are intended to help you to receive the medical attention that is necessitated by your injury or occupational illness. They may also grant you a portion of the income lost due to missed time at work attributable to the injury.

Although one of the primary advantages of workers' compensation is supposed to be that it is quickly and readily accessible to injured employees, there are two factors that can complicate the claims process significantly. Firstly among these is that employers may be faced with elevated insurance rates and the loss of substantial money. Secondly, the insurance companies that offer workers' compensation policies are profit-driven enterprises that secure their own financial success by seeking to approve the fewest and least costly claims that they can. So, despite the spirit of the legislation enacting Iowa workers' compensation law, it is not always acted upon.

Frequent Sources of Occupational Injury or Illness

Physically intensive occupations expose workers to one sort of danger. Highly repetitive and low intensity tasks expose them to another. Typically, employment handbooks or standard industry instruction attempt to advise new workers about the hazards inherent in their chosen line of work and also how to prevent or reduce the likelihood of falling victim to occupational injury and illness. But even best practices and thorough training are not able to completely eliminate the threat of accidental or environmentally-based damage.

Some of the most frequently encountered forms of occupational injury that lead to the filing of a workers' compensation claim are:

  • Carpal tunnel syndrome
  • Tendonitis
  • Bursitis
  • Traumatic brain injuries
  • Back injuries
  • Fractured bones
  • Strained ligaments
  • Severe lacerations
  • Lead paint poisoning
  • Toxic chemical exposure
  • Electrical injuries
  • Amputations
Overcoming Opposition
Though you do not have to work with an attorney initially to file your workers' compensation claim, legal representation is necessary if you need to file appeals or pursue the matter through litigation. Moreover, a skilled and experienced lawyer can help you to avoid making procedural errors that could delay your benefits.

Contact the Des Moines workers' compensation lawyers of LaMarca & Landry, P.C.
Joseph Devine
Article Source: http://EzineArticles.com/?expert=Joseph_Devine

Article Source: http://EzineArticles.com/3531613

No comments:

Post a Comment